Your retirement money is for you to retire with.Don't use it for educational expenses. My sons all went to college without us touching retirement funds.We appied for financial aide (loans in the childrens names).Typically it came out to half in loans and we paid the other half out of our earnings.We treated it like a car payment. Colleges have payment plans.The boys did better in school and appreciated the education more because they had a stake in it(loans.)You'll be able to do this also if you just watch your other expenses a little. we often laughed that we couldn't afford something because we had kids in school.The 4 years passes very quickly. And when it's over you still have your retiremnet $$ and the appreciation that goes along with it.You'll never be able to replace that money and it tax free growth.MEG
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