You're missing my point. I'm not saying the company was out of line by extending me additional credit in and of itself. I'm saying that thinking I'm too bad a risk to lower my rates (my credit is spotless other than my debt/income ratio is too high right now) yet thinking I'm an okay risk to extend additional credit to doesn't make sense. I do plan to have them lower the limit -- as I explained in another post, I'm waiting to pay off some more to do it in one big swoop.
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