You're right, I misspoke. We were going to refi last year and roll in a home equity loan. After it was all said and done, they had us financing about $8000 MORE than we thought. We didn't go for that.Here's a breakdown of just one portion of the closing cost estimate that this one company gave me:http://allthingsfinancial.blogspot.com/2005/01/do-math-before-refinancing-mortgage.htmlSorry for the confusion, unfortunately I can't go back and edit that post.JLP
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