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So I guess I would ask- what do you do for health insurance? Do you just pay out of pocket to see a doctor for normal medical care, and have IMSS for major catastrophe coverage?

Exactly. Although we're leaning towards taking out private medical insurance (down here) and dropping the IMSS just because I'd like a better option than the local IMSS facility provides if I have to get cut on.

Our current mode of operation is to self fund anything up through emergency room care or minor surgery. We'll rely on IMSS (or private insurance if and when we switch) for anything major.

btw, dental care is also pretty reasonable down here, so we cover that ourselves too.

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