No. of Recommendations: 0
- How did you get this debt?
The 28Kwas when AMEX offered me pay over time and I abused it, I use to pay every single month in full and then just got behind, the other was more calculated

- Have you resolved/changed the issues that resulted in accumulating the debt?
- Have you stopped using the credit cards? (If not, or you say you "can't" stop using the credit cars, then you might want to just leave well enough alone, and pay the credit card debt off yourself, little by little.
I stopped using one and its almost paid off, the other I still use and the one I am having the most trouble with
- How will you use the credit cards after you pay them off? (Does no good to pay off the cards if you're just going to charge them up again.)
I will pay in full
- Have you examined your budget/spending plan to see what additional funds you can funnel to the credit card debt each month?
in 8 weeks I will be able to pay 1,000 a month towards the 28k

- Will there be any fees associated with the new loan?
Print the post  


UGC Disclosure Notice Regarding Credit Card Posts
Community board discussions about credit cards are not provided or commissioned by banks who may have advertising relationships with The Motley Fool. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.
TMF Credit Center
The Motley Fool Credit Center arms you with real tools and simple messages, that will help you in every credit situation.
What was Your Dumbest Investment?
Share it with us -- and learn from others' stories of flubs.
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and Glassdoor #1 Company to Work For 2015! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.