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No. of Recommendations: 3
- Insurance companies are GRAND MASTERS of hiding expenses. No entity does it better than they do

I once went to a dinner presentation for an IUL product, and expressed enough interest that they gave me the 165 page contract to take home and read.
I found individual expense items scattered in a dozen places, scattered all over the 165 pages. Then I went back and and added them all up. The total came to a very high number.

They purposely made it extremely difficult to see all the expenses they buried in the contract.
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