No. of Recommendations: 1
1) Automatically invest savings in an appropriate target-date fund and provide savers with prudent alternatives, modeled on the Thrift Savings Plan for government workers. (i.e., lowest fees out there -- much cheaper than Vanguard.)

2) Automatically enroll savers in a low-cost, inflation-indexed annuity at retirement age.

3) Allow savers to consolidate all of their retirement savings in one public-option account.

4) Designate a small part of the accounts as an emergency fund, which savers can tap without penalty to meet short-term needs.

</snip>

I hope there's an "opt out" for the automatic enrollment in an annuity. <LOL>

intercst


>>>> Yeah Remember That Bloomberg is Joined at the Hip with the Financial Services Industry<<<

ENOUGH SAID
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