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1.How do I organize myself?

Hi! I guess you're from Colorado?

I did one thing a long time ago that taught me so much. For six months straight I wrote down everything I spent and what I spent it on. I organized it into categories and saw where my money was going. That gave me a picture of myself that I still use to this day. Actually, I'm sure I would benefit from doing this again. It would probably be pretty easy now because I hardly ever use cash anymore and have good paper records created for me by the bank every month.

...know where the money goes...
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