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Hi Everybody,

I'm relatively new to TMF. I've only been lurking for about a month. I love it.--Finally, a place where people talk about everyday money issues. If only I'd discovered it sooner!

I've learned a lot so far--there's a large stack of credit cards living in my freezer that I've stopped using--the snowball idea is really helpful-- but now it's time to ask my first question: How do I start figuring out how much to pay myself? I usually pay whatever bills are due and then live on whatever's left over but I'm trying to switch over to the "pay yourself first" idea. Where do I start?

Thanks :-)
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