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$25 an hour is cheap, at least around here.

I don't pay quarterly. My dh has a "regular" job and we have adjusted his withholding so that it equals the amount that we paid last year. You avoid penalties if you pay in over the year the same amount that you owed last year. If your income increases, or deductions decrease, you will likely have to pay additionally in April. We plan for that, and I avoid paying someone to do my quarterly returns.

I am inclined to do my own paperwork (tracking my expenses and miles) and see my favorite accountant annually. I pay more an hour...o' boy, do I!

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