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Now that I have your attention -- PA-based Sovereign Bank (with significant branch operations in the Mid-Atlantic and New England) is offering "Extreme Checking" that pays 2.75% APY (which is guaranteed for 6 months). The only catch I saw was the $12 fee if the account dips below $2,500 (and that you must conduct 3 transactions per statement period). You even get a free gift (By the way, I have never held an account at Sovereign -- I heard their ad on the radio, tonight).

Details at:

This could be the start of the B&M's striking-back at their online competition in DE/PA (Not to mention wooing dissatisfied Fleet Bank customers in New Jersey/New England).


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