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I've heard some about the 4% "safe" withdrawal rate, and I was just wondering if anyone here has used another metric for knowing when it's time to retire.

I'm probably at around 10% right now. However, my CAGR in 2017 was 57%, and I'm up another 10% so far this year. Don't get me wrong, I don't expect that to be the norm. But I do expect to earn more than 4% on average each year.

I think it's obvious what I'm getting at...I don't see why I should wait until I have 25x yearly expenses to retire. Sure, if a severe market downturn hit in the next year or two, I would have to tighten the belt or maybe even get a part time job. If I'm ok with that, why wait?

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