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My employer does not offer an Index fund in my 401(k). This is the first time I will be able to take part in the plan. I am investing for the first time amd want to maxamize my investment, however my employer does not match.I am 39 and need some advice. Should I max out my contributions which equal 15%? If so kind of fund do I invest my money in?I am a late investor. I have payed down 90% of my short term debt and have only one credit card which I am now paying off.Please advise. Sincerely, A Fool In Need!!!!
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