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Give the economic turmoil lately I've no idea how to allocate my 401K contributions. Reaching out to see if I can get any good advice. Would love to get opinions on if the following allocations are good or bad?

American Funds EuroPacific Growth Fd R4 10%
INVESCO International Growth I 10%
Columbia Acorn International Z 10%
Oppenheimer Small & Mid Cap Value Y 20%
Royce Pennsylvania Mutual Fund - Inv 10%
Vanguard 500 Index Fund 20%
INVESCO Charter I 10%
Lord Abbett Fundamental Equity I 10%

Returns for all of the above are down signficiantly for the year to date. My fund choices are listed below. The only funds that are up year to date are Money Market, Bond, Speciality and Balanced. I'm thikning of changing my allocation mix but am also thinking that maybe I should stick it out since I have over 20 years to ride it out (I'm 39 years old) and maybe it's not so bad to be buying in a down market. Thanks in advance for any advice!

Here are my fund choices:

Asset Allocation:
Fidelity Advisor Freedom Inc I
Fidelity Advisor Freedom 2005 I
Fidelity Advisor Freedom 2010 I
Fidelity Advisor Freedom 2015 I
Fidelity Advisor Freedom 2020 I
Fidelity Advisor Freedom 2025 I
Fidelity Advisor Freedom 2030 I
Fidelity Advisor Freedom 2035 I
Fidelity Advisor Freedom 2040 I
Fidelity Advisor Freedom 2045 I
Fidelity Advisor Freedom 2050 I

Money Market
Vanguard Admiral Treasury Money Market
Vanguard Reserve Prime Money Market Inst

American Funds High Income Trust R4
PIMCO Total Return - A

American Funds Income Fund of America R4

Large Cap
American Funds Fundamental Investors R4
American Funds Growth Fund of America R4
American Funds Washington Mutual Fund R4
Invesco Van Kampen American Franchise Y
Lord Abbett Fundamental Equity I
Vanguard 500 Index Fund

Mid Cap
Fidelity Advisor Leveraged Co Stk I
Small Cap
Fidelity Advisor Small Cap Instl
Oppenheimer Small & Mid Cap Value Y
Royce Pennsylvania Mutual Fund - Inv
American Funds EuroPacific Growth Fd R4
Columbia Acorn International Z
INVESCO International Growth I

INVESCO Real Estate Fund Inst

Micros Systems, Inc. Unitized Stock Fund
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