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Hi,
I am back for more help. I am now able to contribute to my company's 401k plan. They match dollar for dollar up to six percent. I can contribute another 4% pre-tax. This is great I know. The problem are the investment options. No index fund!!! The following is the list of options...
Stable Fund
Evergreen U.S. Governement Fund
Evergreen Balanced Fund
Evergreen Foundation Fund
Enhanced Stock Market Fund (S&P 500 Futures)
Evergreen Fund
Evergreen International Equity Fund
Mentor Growth Fund
First Union Corp Stcok Fund
I am 25 years old and have no problem with market volatility, or short-term market fluctuations. I am in this for the long, long, long term. My monthly expenses are low and I am almost completely out of debt.
Questions....
1. Should I contribute more than what they match?
2. How should I divide my contributions?
3. How often should I rebalance my portfolio?
4. Is there such a thing as self-directed 401k plans?

Humbly asking for advice. I am young with limited experience and am looking for good sound advice. The kind of advice I can pass on to co-workers.

I would also like to add that this site and this board in particular has given me more information than all my experiences and job training combined. Please keep up the good job. I love this place.
Dan
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