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I'm a recent merger survivor with money in a soon to be terminated 401(k)Plan. The new and "improved" 401(k)plan investment selections are more new than improved so rolling it in there wouldn't be very foolish. My initial plan is to roll it into an IRA with my on-line broker and 2-2-3-4-5, presto, I'm a Fool!(foolish four)End of story, right? Well, the account is relatively small, 15k, and I'm relatively young, so howz about setting up a roth account with the online service, rolling half into the account before December 31st, roll the other half in there after December 31st and line up the foolish four immediately. I'd spread the taxes over two tax seasons, but get the money into a foolish four roth with no future tax consequences. Of course, all future contributions to Mr. Roth wouldn't be tax deductible, but so what, right? Pay taxes now or pay taxes later?!?! What'da ya think? What am I missing here?
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