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Hi All

My employer matches 6% in my 401k so obviously I will always pay in 6%. But I could pay in up to 25% of my income pretax. The problem is I don't like the fund choices much and would be happier putting the extra money into a Roth IRA where I have more control. The problem there is the $4000 a year limit. Beyond that are only taxable accounts which I presume would be third choice after the unmatched 401k.

So lets say I will save 25% of my salary should it be like this?

1.At least 6% in 401k for employer match
2. X % to Max out Roth IRA ($4000)
3. Remaining % ? Is there any choice better than the 401k? Taxable account? Anything else?

Anyway to move money from a 401k to Roth?

Cheers...Phil
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