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Hi Everyone,
I have recently created a stock portfolio via thru my Fidelity brokerage thanks to the MF guidance and plan on investing into it every month in addition to index funds I own thru my Vanguard brokerage account.
Both mine and my wife’s companys offer 401ks but they do not match.
I am aware of the tax shelter they provide . HOWEVER, I have chosen to opt out and invest into the portfolios that I have created which give me more room to invest as I please in the companies I want with no withdrawal penalties.My goal for these accounts is LONG TERM

Any thoughts????? are GREATLY APPRECIATED
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