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I lost big time yesterday in my 403b which has a Janus mid-cap sub-account. I am able to transfer funds whenever (at no charge). Should I have tsf funds to a fixed interest account or bonds at first signs of Nasdaq's big drop? The way I see it: I would have preserved my "profit" (acctual acct. balance). When the market has a strong upswing again, and I tsf my money back into a Janus fund, where will I be? <I don't really know what I'm trying to ask!> If I could've saved my profit in the 403b by shifting my money daily, at what point in the trading day should I have done so? Each account I have has a "unit value" assigned to it. Should I be tracking the unit value rather than my daily balances? Does anybody out there in Fooldom with a 401k or 403b track daily the ups and downs of the market and shift funds accordingly to the rise and fall?I know in the long haul I'm making money, but I want to be very Foolish and improve my returns. I do not have to worry about any brokers fees or transfer charges with this TSA 403b. Sorry this is soooo long. Thanks to all who reply!
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