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Hi. I thought that I had posted this question yesterday, but I don't see it on the board, so I thought I would post it again (sorry if it is a repeat, this is my first time posting).

I was wondering if it would be beneficial to hold back investing $3,000 per year that I would normally put into my 403B plan so that I could put that into my Roth each year. I am aware that my 403B plan is tax deferred dollars and that the money I would be putting into my Roth is not, yet I would not pay taxes on that moeny when I remove it.

I currently have my 403B in the Equity 500 Index Fund (Deutsche Asset Management)and my Roth within Vanguard's S&P 500 Index.

Secondly, I was wondering if I should switch my Roth from the Vanguard's S&P 500 to their Total Stock Market.

Thank you in advance for you advice.
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