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How does one choose a new 403b provider? My wife is a teacher and has happily had her 403b account with Fidelity for several years. As of 11/08, fidelity will no longer be on the approved list (due to non-compliance with new IRS regs). There is a list of 34 providers few of which I've heard of. Many are insurance companies and others appear to be "full-service" investment companies. No discount brokerages (Vanguard, Schwab etc) appear on the list.

Thanks for your input.
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