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Begging For Help,
Anyone familiar with the tax angles weighted against controlled investment options (403b)

My new employer has a 403b with no employer contribution and you must choose between mutual funds (arrgh!) from American Fund Family.

The key points:
1. What are my maximum amounts allowable for both my 403b and a personal IRA (traditional or Roth)? Isn't there an annual limit?

2. Any insight on weighing the pro/cons of all 403b vs 403b plus using $4000 toward($2000 me & $2000 wife)a stock investment (Foolish Four?)directed IRA.

3. Any good American Fund mutuals? At least what is best?

My wife, 9 week son and I thank anyone with the time and know it all with your assitance.
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