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Happy New Year, Fools!

Among other things, I hope 2018 includes a revival of the activity on this board with the Pencils clan. Please feel free to post here any time -- I'm following closely and will make a more active effort to keep the discussion going here.

To kick things off, here is a recent article I shared. It's mostly preaching to the choir for anyone who's following this board, but perhaps you have friends or family who would benefit from this perspective with the New Year underway:

5 Steps to Save More Money in the New Year

1. Pay down debt.

2. Build up an emergency savings fund.

3. Maximize your 401(k) match at work (if applicable).

4. Open (and fund) a Roth IRA.

5. Open (and fund) an individual taxable brokerage account.

Full article:

Wishing you and yours a happy and prosperous 2018. Looking forward to more discussion here together in the year ahead!

David K
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