No. of Recommendations: 5
As some of you know I've never made car or house payments (I don't own either). I had a student loan for a computer decades ago, but other than that my credit type has always been limited to credit cards.

After joining the Fool and paying off my credit card debt the highest score I saw was 810, until yesterday when I got a letter from BofA approving me for an Alaska Airlines card. The score was from Equifax.

The APR on this card is 14.99% but when I use it I will pay the balance off in full each month as I do with my other cards.

This is the first time I've gotten a card with an annual fee in decades.
I decided that the 26,000 miles (plus a companion can fly for $99.00 each way on a roundtrip -- including Canada) I get for opening the account is worth it (at least for the first year). What do you guys think?

It saves me time and money flying out of the Sonoma County airport instead of taking a taxi and the airporter down to SFO. If fly on a weekday I can take county transit for a whopping $1.25. I wish I had done this years ago.

Print the post  


UGC Disclosure Notice Regarding Credit Card Posts
Community board discussions about credit cards are not provided or commissioned by banks who may have advertising relationships with The Motley Fool. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.
TMF Credit Center
The Motley Fool Credit Center arms you with real tools and simple messages, that will help you in every credit situation.
What was Your Dumbest Investment?
Share it with us -- and learn from others' stories of flubs.
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and Glassdoor #1 Company to Work For 2015! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.