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The 10 Most Recent Messages By BruceBrown

Take me back to where I was.
  • Date: 1/14/19 9:39 AM
  • Number: 208872
  • Recommendations: 2
She says it is 9 years old and will not update to the new operating system so I cannot back up my phone...

It's 2019 - back your phone up in the iCloud.
  • Date: 1/14/19 9:35 AM
  • Number: 91541
  • Recommendations: 2
Food stocks are a good diversification. Even if the economy slows or there is a recession, people still eat...

...and smoke, drink, take out the garbage, go to the doctor, take pills, do their taxes, change their oil, wash their
(Continued...)
  • Date: 1/7/19 11:11 AM
  • Number: 91454
  • Recommendations: 0
toddlarsonak,

oceanbluela wrote, I STRONGLY suggest subscribing to the Fool Stock Advisor newsletter and then add the RuleBreaker subscription when time and/or money permits. Look for deals, which exist, and it won't be expensive. My

(Continued...)
  • Date: 1/5/19 11:25 AM
  • Number: 91433
  • Recommendations: 2
Rayvt wrote:

An annual 10% gain on a $10,000 account is $1000. Woo-hoo.

An annual 10% gain on a $500,000 account is $50,000. Some people don't make that much in a whole month.


...in a whole
(Continued...)
  • Date: 1/4/19 9:27 PM
  • Number: 91429
  • Recommendations: 1
That's good news. The VALIC fee article I was referring to (might have been a Scott Burns column) was circa 2000 when VALIC forced Texas teachers to save for retirement via high-fee qualified annuity contracts. You would have done about as
(Continued...)
  • Date: 1/4/19 7:31 PM
  • Number: 91423
  • Recommendations: 2
Famed Boglehead forum member, author, and one who often sits on the Boglehead Conference panel - Bill Bernstein's booklet applies to all and is free:

(Continued...)
  • Date: 1/4/19 4:28 PM
  • Number: 91415
  • Recommendations: 0
VALIC has some of the highest fees around (i.e., on the order of 3% per annum.) When I lived in Texas, VALIC had the contract to run the teacher's retirement plan. I often marveled that one of the math teachers didn't step forward and
(Continued...)
  • Date: 1/4/19 9:46 AM
  • Number: 91400
  • Recommendations: 1
BB wrote:

Beyond that, if you read all three pages of the link, it seemed like a very earnest attempt by Robert Laura who works with financial advisors as well as his own clients to make sure that many of the issues that can crop up in
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  • Date: 1/2/19 3:35 PM
  • Number: 91378
  • Recommendations: 4
It really all about the money. The only reason most of these people are sad/angry/scared is because they don't have enough money. Although I would submit many of them actually do but they just don't realize it yet. We see people like that
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  • Date: 12/28/18 7:53 PM
  • Number: 91303
  • Recommendations: 1
That's an excellent article, but at 16 pages it's too long for 95% of its intended audience who's attention span is geared to "tweets".

That's why I favor some kind of "one-click shopping" fail safe

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Take me back to where I was.
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