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Subject:  Fedelity Destiny Datasheet Date:  7/9/1998  12:02 AM
Author:  Ahrens Number:  4290 of 102725

I appreciate everyones comments on this Mutual Fund. I am still considering buying it but I would like to share some more information with all of you so you might help advise me further on this fund.

Destiny is offered exclusively to the systematic investor: a person committed to making regular monthly investments for a minimum of 10 or 15 years. This steady stream of money gives the fund manager an "edge" not available to regular mutual fund money managers who face the risk of inconsistent cash flow every day. This predictable cash flow allows Destiny to take advantage of stock market declines - such as the one in October 1987 - and buy into the opportunities, or weakness, of a down ;market.

Termination can be completed and all shares liquidated on any business day that the NYSE is open. If terminated after 18 months of inception no fees will be returned. Before 18 months 85% of all fees will be returned.

Should an emergency occur only one investment every six months keeps your Plan "active."

Here is Destiny I track record
Destiny Total Return S&P 500
September 1982 16.13% 9.82%
September 1983 74.09% 44.13%
September 1984 2.28% 4.6%
September 1985 11.99% 14.39%
September 1986 35.71% 31.51%
September 1987 46.05% 43.27%
September 1988 -10.94% -12.54%
September 1989 32.23% 32.97%
September 1990 -17.39% -9.23%
September 1991 49.12% 31.17%
September 1992 13.44% 11.05%
September 1993 26.88% 13.00%
September 1994 12.3% 3.68%
September 1995 27.49% 29.75%
September 1996 16.04% 20.33%
September 1997 36.29% 40.45%

Average Annual Total Returns (without sales charges)
+43.86 % One Year
+23.32 % Five Year
+20.84% Ten Year
+19.26% Life of Fund

This is the actual information of the fund. This came straght out the Annual report for the fund. I would like some input on this fund and this data and what other investors like me think of this fund. I appreciate the comments.

Jacob Ahrens

P.S If Destiny is not all it is cut out to be what are some funds that would be really good to start up a Roth IRA with. I would really love the input. Thanks

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