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Subject:  Re: New direction. Date:  12/10/1998  2:04 PM
Author:  JNelson675 Number:  7162 of 90125

<<the company got smart. In '99 we are switching our 401K plan over to Vanguard, and guess where all my Index money gets transferred?! Yup. Vanguard's S&P 500 Fund, operating expenseses of 0.19. This is a Good Thing.>>
As Bogle said,and continues to say, EXPENSES MATTER!
The diversification can't be beat either.
John N
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