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Subject:  And now "A word from the "Wise."& Date:  8/10/1999  3:52 PM
Author:  intercst Number:  13046 of 95192

Got the following link in today's E-mail introducing Merrill-Lynch's Unlimited Advantage service.

I must confess that I don't see much of an "advantage" to any of this.

Anyone paying an "advisor" 0.30% of assets to manage his "cash" will have a hard time accumulating his first million -- reaching the $10 million plateau on the fee table entitling you to "customized pricing" is probably a pipe dream.

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