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Subject:  Re: edgy about 1st yr. Roth Date:  2/21/2000  8:47 PM
Author:  rjm1 Number:  19379 of 90502

I'm new to investing yet enjoying it. I'm 29, my wife is 37. I started Roth's for the both of us this year, declared on 99
taxes. I am using a discount broker and have invested in the RP4 Foolish Four. Now I'm 4 weeks into it, have lost
11%, though am beating the Dow (am I?).

I am starting to second-guess myself. Should I be using the advantageous Roth IRA with stocks? Is there a better
strategy for Roth's (e.g. funds)? I won't act hastily- I know the strategy is for a minimum 366 days; & the commissions
to alter the Roth's could add up to 5% of my investments. I'm just curious if there is another recommendation for me to
pursue besides the "easy" Foolish Four?

You do not bail when the market goes down. Since this is long term forget it until next year. Also remember every year is not a winner (but most are so keep the faith)
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