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URL:  https://boards.fool.com/yeah-paying-the-cc-debt-down-first-is-probably-a-15414371.aspx

Subject:  Re: Student loans vs Roth? Date:  7/20/2001  7:13 PM
Author:  swengineer Number:  53 of 1670


Yeah, paying the CC debt down first is probably a good idea...

But then I'd start on your Roth as long as you can still make your monthly loan payments on the student loans. I don't know the income trends in your particular field, but an engineer probably has a limited number of years they can contribute to a Roth before their income goes over the cap.

Besides, the interest rate you earn on your Roth investments will probably be higher than the interest you pay on the student loans, plus the interest itself is untaxed.
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