The Motley Fool Discussion Boards

Previous Page

Investing/Strategies / Bonds & Fixed Income Investments

URL:  https://boards.fool.com/i-briefly-looked-at-i-bonds-but-was-put-off-by-15810627.aspx

Subject:  Re: Is my analysis flawed? Date:  9/25/2001  9:45 PM
Author:  Mark0Young Number:  2115 of 36670

I briefly looked at I-bonds but was put off by the 6-month lock in (you know Murphy's law), but it occurs to me they would be ideal for additional savings and can then be considered part of the emergency fund after 6 months.

I had CDs and a chunk in a money market account, but I still moved into I-Bonds over a period of a year so I wouldn't have too much less than the equivalent of 6 months of living expenses liquid (went down to 4 months liquid) during the transition.

So now I have a two-tier emergency fund: the equivalent of about 4 months of living expenses in I-Bonds, and the equivalent of about 4 months of living expenses in my credit union's money market account.
Copyright 1996-2019 trademark and the "Fool" logo is a trademark of The Motley Fool, Inc. Contact Us