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Financial Planning / Foolish 401(k)s

URL:  https://boards.fool.com/the-match-is-the-main-issue-some-plans-will-16304528.aspx

Subject:  Re: How to contribute to my 401k Date:  12/18/2001  12:06 PM
Author:  ritchieca Number:  13940 of 26270

The match is the main issue. SOme plans will "true-up" at the end of the year, for people who deferred the max early. However, most do not and most plan sponsors do not understand the difference.

My advice is to divide the max by pay, and then work into your deferral percentage, assuming you are not allowed to differ a fixed amount. That way you get all the match.
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