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Subject:  Re: Need a 401(k) opinion Date:  3/29/2002  10:12 PM
Author:  AcmeFool Number:  34072 of 94982

I still have money in a previous employer's 401(k) program. I need to move it out. The question is where?
Should I roll it over to my current 401(k)?
Or should I roll it over to an IRA?
Your input is appreciated.

Obviously, this will be a personal decision in the end...but if I were in your position, I would roll the 401(k) into an IRA with Vanguard. This would give me access to all of their index funds (my desired "simpleton" allocation is 80% Total Stock Market; 20% Total Bond Market). There are many options and you need to investigate all the possibilities...

Take your time...learn about all the options...and then make your move. Don't be in a hurry...the worst thing you could do would be to make a decision you regret!

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