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Subject:  Re: OT: KISS Date:  8/10/2002  6:03 PM
Author:  Daryll40 Number:  73416 of 883303

The papers are full of stories right now about people who are delaying their retirements due to the effect of short term market performance on their strategies calling for heavy investment in equities. Were they stupid for following the course you recommend, or merely unlucky? Regards,FMO

Stupid. Stupid for thinking that the bull would never end and that they could retire IN THE FIRST PLACE on amounts less than required by the 4% rule of thumb. Or, rather, by not even thinking about a worst case scenario and even thinking about the maximum SWR to get thru tough times. Stupid.

Did I say they are STUPID?


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