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Subject:  Re: The hocus plan: 4% from 100% FI? Date:  5/1/2003  1:36 PM
Author:  brewer12345 Number:  104958 of 881703

In hindsight, I didn't write very clearly. PE-10 of 18 was the first data point that I checked, and I chose that one because it subjectively seemed 'close to average valuations' of 15.5. If you look at the post further you'll see I examine switching at PE-10 of 14 through 21. All had an equivalent or higher SWR as the static allocation.

Here's that data again:

14 3.44
15 3.42
16 3.36
17 3.50
18 3.40
19 3.32
20 3.37
21 3.38

The static and 'optimal' allocation for a 50 year withdrawal was
64/36 S&P/FI and that produced a SWR of 3.31%


Does any of this take into account the level of interest rates? If not, then I'd be hestant to draw any conclusions whatsoever.
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