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URL:  https://boards.fool.com/greetings-nubian-have-you-ever-had-the-19123435.aspx

Subject:  Re: Citicard Warning Date:  5/31/2003  4:09 PM
Author:  xraymd Number:  161069 of 312293

Greetings, Nubian, have you ever had the experience of receiving an offer of a lowered interest rate from a telemarketer? I ask in all sincerity - if yes, then I can see where it may pay off to allow your account to be telemarketed. If no, I have found peace by opting out of all telemarketing (and other forms of marketing, in fact) on my credit card accounts. If there is a decent offer available on my account, I have found out about it by calling in AT MY CONVENIENCE and speaking to the CSR about what rates or promotions happen to be available at the present time. This way, any options are not forced upon me by pesky telemarketing and I retain control over who calls me about my accounts and for what purpose.

xraymd
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