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Subject:  Re: Roth IRA deposits Date:  11/13/2003  3:04 PM
Author:  going2win Number:  37801 of 90523

My question: is there any benefits to waiting to amass more money before making a deposit? (Say making a bigger deposit of $300 every three months?)

I'm new here- sorry if this is a really stupid question!


Since you are dollar-cost averaging with a fixed dollar amount per investment, you benefit more from shorter periods rather than longer periods. So, my advice is to deposit at the shortest interval possible. For example if you're paid twice a month or once every two weeks you might want to deposit $50 at each payday.


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