The Motley Fool Discussion Boards

Previous Page

Investing/Strategies / Retirement Investing

URL:  https://boards.fool.com/allocation-in-a-portfolio-20877627.aspx

Subject:  Allocation in a Portfolio Date:  6/9/2004  8:43 PM
Author:  KSMILLEROH Number:  41174 of 104455

My wife has a 401k which is invested in her company's stock and in mutual funds (only choices). She also has options, some restricted and being held, some not matured; and some unrestricted, quite a bit of which are exercisable.

We are trying to decide how to allocate her portfolio going forward.

If she exercised her options, and along with the restricted shares that matured and are being held, and with the company stock already in the 401k, that makes up 73% of her portfolio, and the mutual funds 27%.

That seems to be too many eggs placed in one basket.

We have thought about exercising some of the options and using the proceeds to exercise and buy the rest and hold them. Or, could sell the company stock in the 401k and move it to the mutual funds which would make the ratio 56%/44%.

Any ideas?
Copyright 1996-2021 trademark and the "Fool" logo is a trademark of The Motley Fool, Inc. Contact Us