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Subject:  Re: no retirement plan via employer Date:  1/12/2005  1:27 PM
Author:  pekinrobin Number:  43995 of 91076

I am self employed with a SIMPLE SEP.

Get the retirement package for self-employeds from T. Rowe Price. It will help you understand your options.

It really hurts going from a job with benefits to independent contractor. Most of the time, you lose out BIG TIME financially. If you are working with only one customer and it is at their job site, then they may be hiring you as a contractor illegally and you may be able to get the IRS to insist that you be classed as an employee.

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