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Subject:  Re: Do you have a rational home equity policy? Date:  1/28/2005  8:47 AM
Author:  MurrayS Number:  44265 of 94247

Why not buy stocks on margin?

I answered that question here:

To recap-

With that in mind, why didn't I max out my loan amount when I refinanced a couple years ago? When asked that question on another board, it occurred to me, I'm always more than willing to delay payment if I can do so at a low or no interest rate. I minimize my withholding and pay tax in April, I use my credit card for nearly all potential purchases, etc. But, I won't take on added debt and responsibility for the sake of making a few points of return. Things can happen such as losing a job, disability, etc. It's simply not worth the risk.

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