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Subject:  Re: Roth IRA Earnings & Education Distribution Date:  2/10/2005  1:32 AM
Author:  reallyalldone Number:  44451 of 95242

You can take out your contributions from a Roth IRA without penalty. You cannot take out your earnings unless you pay a 10% penalty.

I believe this is incorrect :
See page 58

The penalty is not assessed if the distributions are not more than your higherr education expenses.

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