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Subject:  Re: Retirement Plan - Which Way To Go? Date:  11/30/2005  8:03 PM
Author:  Crosenfield Number:  48534 of 96091

The free plan from the full-service brokerage will be a computer-generated, cookie-cutter thing. The broker plugs in a few mouse-clicks: your age, something about how aggressive you are, what obligations you will have at retirement, perhaps how many years left on your mortgage. I would hope for $4000 your "plan" would be more individualized.

Best wishes, Chris
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