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Subject:  Re: Rolloer IRA asset allocation Date:  11/1/2006  10:47 PM
Author:  doublemann Number:  54214 of 102407

>>Does a less than 100% equities tend to offer higher returns long term or does it merely save on PeptoBismal?<<

Generally, the higher the risk the higher the returns. Equities are risky investments, bonds are less risky and CD's / savings are generally lowest risk because of insurance up to $100K. That is why you should require higher returns for equities. That's why banks charge someone with a FICO of 600 more on a loan than someone with an 800...they are riskier...

I would take a lower risk 8% return over a high risk 12% return any is too short as it is in worrying over volatility in equities..

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