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Personal Finances / Credit Cards and Consumer Debt


Subject:  Re: Discover, the Fine Print Date:  7/9/2007  6:50 PM
Author:  Lurker1999 Number:  255406 of 312650

I'd suggest Penfed with its 1.25% cash back credited monthly to your account. Currently they're offering 5% pay at the pump with no limit but this is a promotion subject to change. You'll need $20 to apply and $5 to keep in the credit union account. The card is useful overseas since there's only a 1% currency conversion fee offset by the cash back.

Here are the posts I've made on Penfed. It's become my primary use card for everything except groceries where I use the 2% from Citibank.

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