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URL:  https://boards.fool.com/which-is-not-true-if-you-ladder-bonds-or-cds-and-25928201.aspx

Subject:  Re: Which "bonds" for retirement accou Date:  9/23/2007  4:43 PM
Author:  loveoldcars Number:  21706 of 36670

which is not true if you ladder bonds or CDs and hold to maturity.

But it is true as soon as the first one matures, then you are stuck with the IR of the day when you re-purchase, whereas the fund can rearrange anytime. I think that is what was meant.

rk
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