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Retirement Discussions / Retire Well on Less


Subject:  Re: Others with un-retirement? Your ratio? Date:  10/29/2007  5:48 PM
Author:  Allamakee Number:  1162 of 1906

A discussion on retirement draw-down would be interesting.

My wife and I retired when I was 50 and she 49. We both have an excellent, inflation-adjusted pension and guranteed health insurance. When we retired, we had about 15 times annual living expenses in investments (about half in rental real estate and half in equities). The generous retirement plan made it possible for to retire at the time, and we haven't had to touch the investments since.

It's now thirteen years later. They've been very good years and we've done our share of traveling, and have remained active. Neither of us has ever considered un-retiring -- this is what we worked for!

Now I'm starting to think about liquidating investments and spending the money. I'm not really sure on what, but seems like we really ought to reward ourselves (or something).
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