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Subject:  Re: Others with un-retirement? Your ratio? Date:  10/30/2007  3:25 PM
Author:  telegraph Number:  1165 of 1911

"Now I'm starting to think about liquidating investments and spending the money. I'm not really sure on what, but seems like we really ought to reward ourselves (or something). "

It sounds like the money is burning a hole in your pocket.

Don't fritter away money on 'stuff' or 'things' until you figure out what you really want to do.

You are still 'young' and have another 30-40 years possibly.

I don't see any bonds or inflation hedges in your portfolio - TIPS or Ibonds or gold. You might be rather lopsided in diversity.

Why go out and buy a big fancy car if you aren't going to feel comfortable in it a few years later, if it really isn't you?

the more 'things' you have, the more hassles you have maintaining them ....

I could 'afford' lots of things. I just really don't want them.

Spending money because you need to 'reward yourself' is nothing put Madison Avenue hype..."you deserve it" type justification for binge spending.

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