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Subject:  Re: Why the Big Spread between CD's and Treasuri Date:  12/5/2008  2:30 PM
Author:  TMFGalagan Number:  25241 of 36834

The way I look at it, the little guy almost always has the advantage in the safe fixed income arena.

Yeah, but if you want to buy individual bonds outside Treasuries, little guys are at a decided disadvantage.

Just look at the spreads on muni bonds at the individual investor level -- I'm sure big institutions don't pay anything close to that.

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