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Personal Finances / Credit Cards and Consumer Debt


Subject:  quarterly debt update Date:  7/2/2011  1:15 AM
Author:  401kinvestor Number:  302463 of 312722

Well the credit unions merged today. (relief)

Car debt =$4310 pmt $113.00 biweekly pmt @4.24% Been paying $219.29.
Stock loan=$491 pmt $28.40 biweekly pmt @3.12% Been paying $29.
Ax debt =$32 Been paying in full.
Chase Freedom Visa= $0
High Deductable Savings Account balance=$1368.
Stock brokerage Balance = $19,471.
Savings account balance=$45

I took out a new loan for $1000 1 month ago to consolidate some debt that I racked up by getting new tires on the car as the old tires about blew up on the 101 and debt I accumulated.

cc debt secure loan =$821 biweekly pmt $28.44 @3.25% 18 mth repay. Been paying $29.00.

The new concerns are as follows: Any secure loan on cd length of loan may not be longer than I have the cd. New rate would be 2% + div rate Max term 2 years biweekly.

Any car loan can't be upside down like I had they won't take the loan!

The president of the old CU did did explain the circumstances and extended my cds so that they conform to their loan standards. (I guess I got lucky they didn't call me on the phone and demand full repays immediately.)

My uncle died this week in Bullhead City, AZ I told my parents I just can't go I get financially in trouble as it is I just barely get thru the two week period. I don't want to pay for a hotel room, meals, gas etc.

Production has been improving with me and errors are getting better for me.
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