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Financial Planning / Foolish 401(k)s


Subject:  Re: 401K rollover Date:  11/21/2011  12:30 PM
Author:  ziggy29 Number:  24789 of 26270

>> I'm a bit confused about this - when I logon to the account everything looks like its in one account. However my quarterly statement gives a % breakdown by my contributions and earnings vs employer match and shows the vested amount (which is 100%). <<

If you're 100% vested in all employer contributions and it's all commingled in one account, then as far as I can see it's mostly a moot distinction. The money is all yours.

Where it can be different is if it's not 100% vested, or if the employer puts their match into a different account (i.e. when they match in company stock this can happen). But it sounds like that's not the case here.

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